Right to Buy Mortgages

We are independent mortgage brokers that specialise in arranging right to buy mortgages and have successfully helped thousands of people like you to realise their dream of becoming a property owner.
We will guide you through the entire process from initially applying to the council for a price at which you can buy your property for, to sourcing and arranging the right mortgage for you.  
We can also recommend solicitors and can arrange any associated insurances such as life assurance and buildings insurance.  We are independent and offer whole of market advice for mortgages and insurances.



See whether you have the right to buy...

Having lived in social housing accommodation for over three years in total, you may be thinking that it could be cheaper to buy your property rather than pay rent for the rest of your life.


You would usually not need a deposit and may be able to borrow not only the full discounted purchase price but also extra funds for home improvements.

For further information, please visit our dedicated website www.purelyrighttobuymortgages.com or click here

If you have any questions, please call us on 0800 988 6564


To obtain a mortgage these days can often be quite difficult.  You will need to have some element of earned income, although we have lenders that will take into account various benefits such as working tax credits, child tax credits, pension income and disability benefits.  


We also have lenders that would consider you even if you are on a zero hours contract, self employed, a contract worker or agency worker!


You could also purchase your property based entirely on your pension income.


In order to obtain the best mortgage rates available you will need to have a good credit history. However, if you have had credit issues such as defaults, County Court Judgements or have been previously bankrupt, we may still be able to obtain a mortgage for you.  

We also have lenders with no upper age limits which could be very helpful if you are buying with an older family member.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Berkley Vittoria Independent Financial Services is authorised and regulated by the Financial Conduct Authority.  Our FCA number is 150186.  The FCA does not regulate most Buy to Let mortgages.  

Registered Office:  The Stirrups, Claypit Lane, Lichfield, Staffordshire, WS14 0AQ.  Registered in England and Wales No. 2667979


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